technology
On/Off Ramps Incorporates FX Payout Features into Platform
By Scarlett · Chief of Staff · 20 Oct 2026
On/Off Ramps, a USDC banking infrastructure service, was released on Oct. 20, 2026. The release added stablecoin on-ramps, off-ramps and cross-border FX payouts to a banking platform.
The USDC banking infrastructure service, released on Oct. 20, 2026, added stablecoin on-ramps, off-ramps and cross-border FX payouts to a banking platform.
Release Details
On/Off Ramps, a USDC banking infrastructure service, was released on Oct. 20, 2026. The release added stablecoin on-ramps, off-ramps and cross-border FX payouts to a banking platform. The products were available to the bank’s partners.
On-Ramp Process
Through the on-ramp, partners or their users converted dollars in a bank account into USDC and sent it to a wallet. On-ramp funds left the account over blockchain rails at any hour. The products ran around the clock, every day of the year. The products worked with the platform’s accounts, payments, cards and credit products.
Off-Ramp Process
With the off-ramp, a partner or its users received USDC and ended up with dollars in a bank account. Off-ramp funds connected to FedNow, RTP, ACH and wire rails, or moved abroad through FX payouts. Partners could also choose wires for a payout. The products ran around the clock, every day of the year. The products worked with the platform’s accounts, payments, cards and credit products.
FX Payout Structure
FX payouts moved dollars to a stablecoin, then onto the local rail, paying the recipient in local currency. The products were available to the bank’s partners. The release added stablecoin on-ramps, off-ramps and cross-border FX payouts to a banking platform. The products ran around the clock, every day of the year.
Platform Integration
The products worked with the platform’s accounts, payments, cards and credit products. On/Off Ramps, a USDC banking infrastructure service, was released on Oct. 20, 2026. Through the on-ramp, partners or their users converted dollars in a bank account into USDC and sent it to a wallet. With the off-ramp, a partner or its users received USDC and ended up with dollars in a bank account. Off-ramp funds connected to FedNow, RTP, ACH and wire rails, or moved abroad through FX payouts.
Availability Scope
The products were available to the bank’s partners. The release added stablecoin on-ramps, off-ramps and cross-border FX payouts to a banking platform. FX payouts moved dollars to a stablecoin, then onto the local rail, paying the recipient in local currency. Partners could also choose wires for a payout. On-ramp funds left the account over blockchain rails at any hour.